Mortgage Rates (up to 80% Loan to Value)
Effective Date: Saturday, May 3, 2025
Terms | Points | Annual Percentage Rate (APR) | Interest Rate | Monthly Payment Per $1,000 Borrowed |
---|---|---|---|---|
15 years* | 0 | 6.170% | 6.125% | $8.51 |
15 years* | 1 | 6.078% | 5.875% | $8.37 |
20 years* | 0 | 6.411% | 6.375% | $7.38 |
20 years* | 1 | 6.287% | 6.125% | $7.24 |
30 years* | 0 | 6.653% | 6.625% | $6.40 |
30 years* | 1 | 6.499% | 6.375% | $6.24 |
*APR is based on $100,000.00 loan amount
Maximum loan to value ratio is 80% (up to 95% allowed with PMI)
For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.
Construction-Permanent Mortgages available. Call for rates and details.
Home Equity Loans
Effective Date: Saturday, May 3, 2025
Maximum Term | Annual Percentage Rate (APR) | Interest Rate | Monthly Payment Per $1,000 Borrowed |
---|---|---|---|
60 months** | 7.303% | 6.290% | $19.47 |
120 months** | 7.265% | 6.720% | $11.47 |
180 months** | 7.462% | 7.070% | $9.03 |
**Up to 80% Loan to Value. APR is based on $10,000.00 loan amount.
Home Equity Lines of Credit (up to 80% loan to value)
Effective Date: Saturday, May 3, 2025
Maximum Term | Annual Percentage Rate (APR)† | 6 Month Introductory Rate†† | |
---|---|---|---|
15 years | 7.500% | 6.75% | Minimum monthly payment is the greater of $100 or 1/180th of the outstanding balance plus finance charges. A balloon payment will result at maturity. |
†APR is based on $10,000.00 loan amount.
†The above Annual Percentage Rate for our Home Equity Line of Credit is based on the Wall Street Journal Prime. The rate may change monthly after the initial 6 month introduction rate listed above. The maximum APR is 18% and the minimum APR is 4.00% after the 6 month introductory rate. Closing costs will range between $300.00 - $1,000.00. Property insurance will be required.
†† You are not eligible for the introductory rate offer if you currently have a New Tripoli Bank Home Equity Line of Credit that was part of a previous introductory rate promotion, unless you increase your Home Equity Line of Credit by $20,000 or more. An increase to your Home Equity Line is a new loan and all fees will apply.
Home Equity Line of Credit rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.
Personal Loans
Effective Date: Saturday, May 3, 2025
Maximum Term | Annual Percentage Rate (APR) | Interest Rate | Monthly Payment Per $1,000 Borrowed | |
---|---|---|---|---|
Unsecured Loans | 36 months | 13.62% | 13.62% | $33.99 |
Deposit Secured Loans | 60 months | ※ | ※ | ※ |
※2% over New Tripoli Bank Savings or Certificate of Deposit Rate. Monthly payment amount varies.
Unsecured personal loan rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.
Auto Loan Rates
Effective Date: Saturday, May 3, 2025
Maximum Term | Annual Percentage Rate (APR) | Interest Rate | Monthly Payment Per $1,000 Borrowed | |
---|---|---|---|---|
Auto Loans - New‡ | 48 months | 7.94% | 7.94% | $24.38 |
Auto Loans - New‡ | 60 months | 8.19% | 8.19% | $20.37 |
Auto Loans - New‡ | 72 months | 8.44% | 8.44% | $17.75 |
Auto Loans - Used (5 years or newer)‡‡ | 48 months | 8.94% | 8.94% | $24.86 |
Auto Loans - Used (6 years or older)‡‡ | 48 months | 9.19% | 9.19% | $24.98 |
‡ APR is based on a $10,000.00 loan amount.
‡‡ Please contact us for other available rates and terms.
Auto loan rates are given to borrowers with automatic payment withdrawal (discount of 0.25%) from their New Tripoli Bank checking or savings account as applicable. Removal of automatic payment withdrawal will increase the rate by 0.25%.