Features

  • Interest rates are fixed for the life of the loan and based on the term of the loan.
  • Currently offers terms of 15, 20, and 30 years with no points or one point (points are calculated at 1% of your loan amount).
  • Construction/permanent loans available with one application, one closing, interest only during construction, and no escrow.
  • Conventional mortgage and construction loan rates are fixed for the life of your loan.
  • Private Mortgage Insurance (PMI) is required on loans greater than 80% of the lower of cost or appraised value.

Feel free to contact our lending team at (610) 628-1828 and schedule your appointment with a Loan Officer.

Current Rates

Effective Date: Saturday, December 21, 2024

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*
0
6.296%
6.250%
$8.57
15 years*
1
6.203%
6.000%
$8.44
20 years*
0
6.537%
6.500%
$7.46
20 years*
1
6.413%
6.250%
$7.31
30 years*
0
6.778%
6.750%
$6.49
30 years*
1
6.625%
6.500%
$6.32

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."