Features

  • Interest rates are fixed for the life of the loan and based on the term of the loan.
  • Currently offers terms of 15, 20, and 30 years with no points or one point (points are calculated at 1% of your loan amount).
  • Construction/permanent loans available with one application, one closing, interest only during construction, and no escrow.
  • Conventional mortgage and construction loan rates are fixed for the life of your loan.
  • Private Mortgage Insurance (PMI) is required on loans greater than 80% of the lower of cost or appraised value.

Feel free to contact our lending team at (610) 628-1828 and schedule your appointment with a Loan Officer.

Current Rates

Effective Date: Tuesday, January 21, 2025

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*
0
6.421%
6.375%
$8.64
15 years*
1
6.329%
6.125%
$8.51
20 years*
0
6.662%
6.625%
$7.53
20 years*
1
6.539%
6.375%
$7.38
30 years*
0
6.903%
6.875%
$6.57
30 years*
1
6.751%
6.625%
$6.40

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

 

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."