Borrower Qualifications

  • Must be a first time homebuyer.
  • Must meet maximum annual income limits (varies by county and number of household members).
  • Applicant needs a minimum of 5% down payment.
  • Borrowers and property must meet standard underwriting guidelines.
  • Borrowers are required to maintain a checking or savings account at New Tripoli Bank with automatic payment deduction for the mortgage payments.

Benefits

  • Introductory interest rate reduction of 0.25% to mortgage loan rates below
  • $150 processing fee waived
  • $350 document preparation fee waived
  • Convenient payment options... talk to a lender today for more info!

For more information, contact our Loan Department at (610) 628-1828.

Current Rates

Effective Date: Saturday, December 21, 2024

Mortgage Rates (up to 80% Loan to Value) (Rate Table)
TermsPointsAnnual Percentage Rate (APR)Interest RateMonthly Payment Per $1,000 Borrowed
15 years*
0
6.296%
6.250%
$8.57
15 years*
1
6.203%
6.000%
$8.44
20 years*
0
6.537%
6.500%
$7.46
20 years*
1
6.413%
6.250%
$7.31
30 years*
0
6.778%
6.750%
$6.49
30 years*
1
6.625%
6.500%
$6.32

*APR is based on $100,000.00 loan amount

**Maximum loan to value ratio is 80% (up to 95% allowed with PMI)

"For credit secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater."