Eligible Depositors: Individuals, businesses, corporations, commercial depositors, public funds and non-profit organizations.

Features

  • Automated transfers between your primary checking an SWEEP account at end of day – eliminates need for manual transfers.
  • Assign primary checking target balance as ZERO and SWEEP account will receive the concentration of your pool of cash funds.
  • There is an unlimited number of transactions to support your cash flow needs.
  • ATM/debit card access and Internet banking is available for SWEEP accounts.
  • Insured by FDIC according to FDIC coverage guidelines.
  • Minimum balance must be maintained at $25,000.00 or there is a $25 fee.

For more information on SWEEP accounts, please contact Sundra Bachman at 610-421-4001.

Current Rates

Effective Date: Tuesday, January 21, 2025

BalanceInterest RateAPY
Below $1,000.000.84642%0.85%
$1,000.00 to $24,999.990.84642%0.85%
$25,000.00 to $99,999.990.84642%0.85%
$100,000.00 to $499,999.990.94553%0.95%
$500,000.00 to $999,999.991.68575%1.70%
$1,000,000.00 and over1.78404%1.80%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

Rate Information: This is a non-interest bearing account.

Minimum Balance Requirements: There is no minimum deposit required to open an account and no minimum daily balance requirement.

No monthly service charge.

No per check fees.

Account Inactivity: An account is considered inactive/dormant if for 1 year there have been no transactions to the account. Account Inactivity Fee: $5.00 is charged per month if the balance is $100.00 or less.

Fees: Please refer to "View Fee Schedule" for additional information regarding applicable fees and charges.

Table - Fee Schedule (Rate Table)
ServiceFee
Account Inactivity$5.00
Account Maintenance$10.00
Account Reconciliation*$10.00 per hour (no charge in case of bank error)
Account Research$10.00 per hour
ATM/Debit Card Replacement$10.00
Bulk Coin Order$15.00 per order
Cashier$5.00
Certified Check$10.00
Check Collection$5.00
Check Printing Charge

fee depends on style of checks ordered

Copy of an Item$3.00
Escheatment$50.00 per account
Expediated Debit Cardat cost
Foreign Currency Processing$15.00 per currency type per order
Garnishment/Levy$100.00
HH Bond Redemption$25.00 per transaction
Insufficient Funds$30.00 per presentment
International Check Processing$5.00 per check
Money Orders$5.00 (up to $500)
Official Check$5.00
Overdraft Privilege†$30.00 per presentment
Overdraft ProtectionFree Transfers
Photocopies$0.50
Positive Pay$50 per month per account
Remote Deposit Capture$25.00 per month
Returned Check$12.00
Safe Deposit BoxPrice varies based on size of box
Safe Deposit Box Drill Lock$175.00
Safe Deposit Box Lost Key$20.00 per key
Stop Payment$25.00
Stop Payment Renewal$25.00
Temporary Checks$1.00 per sheet
Uncollected Funds Charge$10.00
Undeliverable Mail$5.00 per piece
Wire Transfer (domestic outgoing)$20.00
Wire Transfer (foreign outgoing)$40.00
Wire Transfer (incoming)$10.00