Statement Savings | New Tripoli Bank

Features

Interest paid with minimum account balance of $20.00
Interest compounded daily and credited monthly
No monthly maintenance fees
Unlimited number of deposits, withdrawals, and transfers in person, by mail, or by ATM
Foreign ATM surcharge reimbursements up to $7.00 per month

Current Rates

Effective Date: Thursday, November 21, 2024

Savings & Money Market Accounts (Rate Table)
	Balance	Interest Rate	APY

Money Market	Below $1,000.00	0.84642%	0.85%

	$1,000.00 to $24,999.99	0.84642%	0.85%

	$25,000.00 to $99,999.99	0.84642%	0.85%

	$100,000.00 to $499,999.99	0.94553%	0.95%

	$500,000.00 to $999,999.99	1.68575%	1.70%

	$1,000,000.00 and over	1.78404%	1.80%
Statement Savings	$20.00 and over	0.84642%	0.85%

Christmas Club*	$20.00 and over	0.19980%	0.20%

Interest rate and APY may change daily after the account is opened. Fees could reduce earnings.

* Interest rate and APY are fixed for the club year.

Rate Information:

Rate Information: This is an interest bearing account. Please review our current rate schedule for interest rates and annual percentage yields.

Frequency of Rate Changes: The interest rate and annual percentage yield may change daily at the Bank's discretion.

Compounding and Crediting of Interest: Interest is compounded daily and credited every monthly statement cycle.

Minimum Balance Requirements: There is no minimum deposit to open an account. You must maintain a daily balance of $20.00 to obtain the disclosed annual percentage yield.

Balance Computation Method: We use the daily balance method to compute interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on Deposits: Interest begins to accrue on non-cash items (for example, checks) on the business day of deposit.

Withdrawal limitations: At any time we reserve the right to require not less than seven days notice in writing before any withdrawal from an interest bearing account.

Account Inactivity: An account is considered inactive/dormant if for 1 year there have been no transactions to the account. Account Inactivity Fee: $5.00 is charged per month if the balance is $100.00 or less.

Fees: Please refer to "View Fee Schedule" for additional information regarding applicable fees and charges.

Effective Date: Thursday, November 21, 2024

Table - Fee Schedule (Rate Table)
Service	Fee
Account Research	$10.00/hour
Account Reconciliation Charge	$10.00/hour (no charge in case of bank error)
ACH Return	$30.00
ATM/Debit Card	Free at New Tripoli Bank-owned ATM's (foreign surcharges reimbursed up to $7.00/month)
Called Bond	$20.00
Cashier's Check	Free
Certified Check	$10.00
Check Printing Charge	Free checks (certain restrictions on style and quantity)
Coin Counting	Free for New Tripoli Bank customers
Copy of an Item	$3.00
E-Statement	Free
Garnishment	$100.00
Levy	$100.00
Lost or Replacement Debit/ATM Card	$5.00
Money Order	$2.50
Online Banking/Bill Pay	Free
Overdraft Protection Transaction	Free
Overdraft/NSF Item (Paid or Returned)	$30.00 per presentment (This fee may be imposed for overdrafts by checks, in-person withdrawals, ATM withdrawals, debit card transactions, preauthorized automatic debits, telephone transfers, online banking transactions or other electronic means)
Positive Pay	$50.00 per account
Remote Deposit Capture	$25.00/month
Return Item Charge	$12.00
Safe Deposit Box	Price varies based on size of box
Signature Guarantee	Free for New Tripoli Bank customers
Specialty Coin Services	$15.00 per transaction
Stop Payment	$25.00
Stop Payment Renewal	$25.00
Telephone Banking (Dial-A-Bank)	Free
Wire Transfer (domestic outgoing)	$20.00
Wire Transfer (foreign outgoing)	$40.00
Wire Transfer (incoming)	$10.00