Free Checking | New Tripoli Bank

Features

No monthly service charge
No monthly minimum balance requirement
No per-check charges
Unlimited check writing
One free order of New Tripoli Bank-branded checks per year
No charge New Tripoli Bank ATMs
Foreign ATM surcharge reimbursements up to $7.00 per month
Free internet banking and eStatements
Free telephone banking, overdraft protection, and coin counting
Free signature guarantees and notary services

Current Rates

Effective Date: Thursday, March 13, 2025


	Balance	Interest Rate	Annual Percentage Yield (APY)
Free Checking	No Minimum	Not Applicable	Not Applicable

Interest Checking	$500.00 and over	0.20%	0.20%

SWEEP Checking	Below $1,000.00	0.85%	0.85%

	$1,000.00 to $24,999.99	0.85%	0.85%

	$25,000.00 to $99,999.99	0.85%	0.85%

	$100,000.00 to $499,999.99	0.95%	0.95%

	$500,000.00 to $999,999.99	1.69%	1.70%

	$1,000,000.00 and over	1.78%	1.80%

Interest rate and Annual Percentage Yield (APY) may change daily after the account is opened. Fees could reduce earnings.

Rate Information:

Rate Information: This is a non-interest bearing account.

Minimum Balance Requirements: There is no minimum deposit required to open an account and no minimum daily balance requirement.

No monthly service charge.

No per check fees.

Account Inactivity: An account is considered inactive/dormant if for 1 year there have been no transactions to the account. Account Inactivity Fee: $5.00 is charged per month if the balance is $100.00 or less.

Fees: Please refer to "View Fee Schedule" for additional information regarding applicable fees and charges.

Table - Fee Schedule (Rate Table)
Service	Fee
Account Inactivity	$5.00
Account Maintenance	$10.00
Account Reconciliation*	$10.00 per hour (no charge in case of bank error)
Account Research	$10.00 per hour
ATM/Debit Card Replacement	$10.00
Bulk Coin Order	$15.00 per order
Cashier	$5.00
Certified Check	$10.00
Check Collection	$5.00
Check Printing Charge	fee depends on style of checks ordered
Copy of an Item	$3.00
Escheatment	$50.00 per account
Expediated Debit Card	at cost
Foreign Currency Processing	$15.00 per currency type per order
Garnishment/Levy	$100.00
HH Bond Redemption	$25.00 per transaction
Insufficient Funds	$30.00 per presentment
International Check Processing	$5.00 per check
Money Orders	$5.00 (up to $500)
Official Check	$5.00
Overdraft Privilege†	$30.00 per presentment
Overdraft Protection	Free Transfers
Photocopies	$0.50
Positive Pay	$50 per month per account
Remote Deposit Capture	$25.00 per month
Returned Check	$12.00
Safe Deposit Box	Price varies based on size of box
Safe Deposit Box Drill Lock	$175.00
Safe Deposit Box Lost Key	$20.00 per key
Stop Payment	$25.00
Stop Payment Renewal	$25.00
Temporary Checks	$1.00 per sheet
Uncollected Funds Charge	$10.00
Undeliverable Mail	$5.00 per piece
Wire Transfer (domestic outgoing)	$20.00
Wire Transfer (foreign outgoing)	$40.00
Wire Transfer (incoming)	$10.00